Reasons Why Cell Phones Should Be Allowed in School

Technology has become an important part of every classroom—and that’s not a bad thing. When you enter an elementary school classroom in 2022, you’ll likely see kids typing up reports on school laptops, teachers using a projector to show videos, and students studying their textbooks on an iPad.

So what about phones?

According to NPR, 53% of kids Nova88 own a cell phone by age 11, with over 84% entering the mobile world by the time they’re a teen. With these statistics, it’s inevitable that many students take phones to school. And while phones can be distracting, they are a valuable educational tool when used correctly. After all, cell phones have a bundle of benefits that help make learning easier, accessible, and entertaining.

So why should phones be allowed in school? Well, if the easy access to information and utility as a classroom resource don’t convince you, one of these twenty reasons should:

  1. Educational apps and games make learning fun! Education is exciting. Learning new things should be an enjoyable endeavor for people of all ages, but some kids look at learning as a boring waste of time. Thankfully, there are a plethora of fun apps and games that make learning fun again—and many of these apps are available on Troomi phones! Click here to learn a little more about Troomi’s fun and educational KidSmart® apps, and then click here to see what amazing plans are available.
  1. Students can access digital learning material on their phones. Resources like news stories, blog posts, and magazine articles are valuable learning materials in the classroom. This is especially the case in history and writing courses, where studying a variety of sources aids in a student’s understanding.
  1. Students can access educational videos. Imagine how much stronger learning about Martin Luther King Jr.’s “I Have a Dream” speech would be by hearing the words from the man himself. With a phone, it’s easier than ever to watch educational videos like historic speeches, lectures, and even exciting science experiments.
  1. Cell phone e-readers make textbooks more accessible than ever. Textbooks are a necessary part of many classes, but their high cost and heavy weight often gets in the way of educational accessibility. With a phone’s e-reader capability, however, most textbooks are available at the tap of a finger, giving students the information they need to excel in any course they take.
  1. Making cell phones a classroom resource introduces necessary tech skills early. In today’s world, technological know-how is an absolute must. By introducing cell phones to the classroom, teachers have the ability to help their students learn how to use technology responsibly and appropriately. Start by teaching them some basic tech lingo!
  1. Educational exposure to phones teaches kids the basics of digital citizenship. Knowing how to work a phone is one thing, but using it appropriately is another. Being a digital citizen means knowing how to engage with technology in a positive and beneficial way. Digital citizenship skills are absolutely vital in today’s world, and there’s no better place to learn them than in the classroom.
  1. Quiz games like Kahoot! make phones a participation tool. A ton of my high school and university teachers used online quiz games like Kahoot! to get students interested and engaged in a lesson. Students connect to a teacher’s quiz with their phones, then use their device as a controller to answer questions and test their knowledge.
  1. Phones help kids get quick answers to important questions. Oftentimes in a classroom, the teacher doesn’t get the opportunity to answer every student’s question. In this case, a phone can be a great resource!
  1. Online encyclopedias satisfy a student’s curiosity. Kids are naturally curious people, and a phone provides easy answers to their questions. Do they want to know who fought in the Battle of Waterloo? Or perhaps they’re interested in knowing who first discovered America (hint: it wasn’t Columbus). Gone are the days of digging through 1,000 page encyclopedias to find the answers. Now all it takes is a few clicks through online resources like Wikipedia and Encyclopedia Britannica.
  1. Cell phones can be used as calculators. Remember when you weren’t allowed to use a calculator in math class, because the teacher said you wouldn’t have one with you in your everyday life? Well the times have changed; now, we carry a calculator with us all the time! Teaching students to use the calculator on their phones is a valuable skill that will only deepen their grasp of mathematical concepts.

What Is a Lifestyle Business and How To Start One

There’s a growing resistance to spending 9-to-5 at the office, embarking on long commutes that bookend each day, and living to work instead of working to live. From the great resignation to a rising anti-work movement, many are rethinking their jobs, reconsidering their careers, and reevaluating their relationships to their professions.

But one class of work CMD368 innovators are abandoning offices forever by building companies that allow them to earn a living while still enjoying life: lifestyle business entrepreneurs.

What is a lifestyle business?

A lifestyle business is a passion-centered company that generates enough profit to allow an entrepreneur to work and live from anywhere, earning an income on their own terms.

The only criteria of a lifestyle business is forming a sole proprietorship, LLC, or corporation that generates enough profit to support the lifestyle you want to live. Therefore, what a lifestyle company actually looks like differs for every entrepreneur.

Starting a business in the lifestyle niche could mean creating and selling digital courses on photo editing, freelancing as a product designer for various clients, becoming an online influencer in the productivity space, creating a niche app as an independent software developer, or starting an ecommerce dropshipping business that sells home goods. Any business that allows you the flexibility to work from anywhere, anytime, while optimizing your lifestyle fits the description of a lifestyle business.

A lifestyle business conjures the image of running a company from the beach, a laptop in one hand and a margarita in the other. But what the growing category of lifestyle business truly offers entrepreneurs is the option to turn their skills and hobbies into businesses, while also designing the life they truly want. That can mean working from home in a small town close to family or globetrotting the world, taking business calls from an iPhone full of travel photos.

Startup vs. small business vs. lifestyle business

A lifestyle business is in a category of its own, unique from businesses like startups or small businesses.

A startup focuses on building a technological product or service that generates millions or billions in revenue, typically raising venture capital funding and growing a team to achieve this aim. Many startups take years to find profitability. Successful startups are generally acquired by a larger company or have an initial public offering (IPO). While startups are increasingly embracing remote or hybrid work, most startups are co-located with a central headquarters and satellite offices. Startups emphasize scale and impact. Examples of startups include a dating app, a media company, or a genetic testing service.

A small business generally focuses on providing a good or service. To fund a small business, business owners typically turn to their savings or a loan from the bank. Successful small businesses return their initial investment and eventually find profitability. Small businesses generally start as one person or a small team, growing in size as they scale. While small businesses increasingly embrace unlocking new customers by using the internet, many small businesses are location-dependent, serving a particular city, state, or country. Examples of small businesses include a vintage clothing store, a restaurant, or an artisan selling hand-dipped candles on Shopify.

A lifestyle business is generally internet-first, selling digital goods or software, providing a virtual service, or operating an ecommerce business remotely. Lifestyle businesses generally have a low upfront cost that does not require outside funding. Successful lifestyle business entrepreneurs have the flexibility to work from anywhere. Successful lifestyle businesses must become profitable quickly, allowing an entrepreneur to fund the lifestyle they want—this could mean earning $50,000 per year or $1 million per year. Lifestyle businesses operate flexibly, sometimes reducing their working hours below 40 hours per week, often turning to outsourcing and automation and emphasizing lifestyle over work. Examples of a lifestyle business include selling online templates, providing virtual consulting, or a clothing dropshipping business.

What are the benefits of a lifestyle business?

A lifestyle business is a unique approach to work that first asks, “How do I want my life to look?” and then creates a business that enables this mode of living. Here are a few of the benefits.

Live and work from anywhere

Lifestyle businesses untether you from a specific desk, instead allowing you to embrace flexibility: working from anywhere, anytime. Many lifestyle entrepreneurs begin their business so they can travel as they work, bouncing from Airbnbs with stable Wi-Fi to rooftop lounges with a laptop plug-in.

Others take a different approach, using the “anywhere opportunity” to leave bustling city centers—like New York or Los Angeles—to move somewhere quaint and quiet, while still earning an income online. Regardless, starting a lifestyle business provides the unique opportunity to live and work where you want, not just where there’s a thriving job market.

Explore a passion project

Creating a lifestyle business can help you turn your hobbies into income and your side hustle into your main hustle. If you have a skill people will pay for, or a digital product someone will buy, it’s never been easier to make money online.

If your skills and passion lie in editing photography, create and sell Instagram photo presets. If you’re a talented writing coach, develop and sell a digital course on writing for results. If you’re a trained accountant, develop an online consultancy that makes accounting easy and paperless for your clients. By finding a lifestyle business idea at the intersection of skill, passion, and market demand, you can generate income while also funding the life you want.

Sell to anyone in the world

Lifestyle businesses are internet-first and location independent. Often, this means you can do business with nearly anyone in the world, broadening your potential market and giving you the opportunity to do business beyond borders.

If you’re a social media consultant, you can manage social media accounts for clients in different cities. As an ecommerce entrepreneur with a dropshipping business, customers across countries can place an order on your website. If you develop an online presence and become an internet influencer, companies from around the world can approach you about brand deals and partnerships. A lifestyle business broadens horizons, allowing you to earn an income beyond your city or state.

Diversify your income

Most people who work a full-time job or run a small business make 100% of their income from their role within the company. However, lifestyle entrepreneurs often diversify their earnings, opting for multiple income streams. For example, as a lifestyle business, you might earn 20% of your income from social media consulting, 30% from creator funds as an influencer, and 50% from freelance writing. This diversification allows for flexibility and also provides novelty and a way to monetize different skills and interests.

Diversifying your income can also be accomplished by exploring and developing passive income streams. While even the best passive income ideas generally requires upfront time, work, and energy—plus, some maintenance—business ideas like ebooks, digital courses, or selling stock photos can bolster your income without much day-to-day work. With adequate demand and targeted advertising, passive income can make up a meaningful portion of your lifestyle business earnings.

Start a low cost business

Small businesses and startups often have a high initial cost—to start a bakery, you need a building and bakery supplies. To start a fertility app, you’ll need medical specialists and a few software developers. While a lifestyle business is not without its costs, they’re generally low. Here are a few examples of costs a lifestyle business might incur:

How Can We Be Renewed Day by Day, Even though We Are “Wasting Away”?

The word “renewal” can sometimes trigger a sense of relief in people – or feelings of frustration. Renewals for a subscription, like a magazine or streaming service, are sometimes met with appreciation for the reminder (unless they increased the price), while renewals for gym memberships or your passport might make you feel inconvenienced or convicted (especially the gym membership).

But what might the word renewal trigger in the context of 2 Corinthians 4:16, when it is shared that though our bodies are declining, we are being renewed in spirit each day?

What the apostle Paul is telling us in the Bible is that although the world will break our bodies down, our spirits will only grow stronger as we are renewed in the strength, grace, and encouragement of the Lord.

But is renewing ourselves something Roulette Online Live only God can bring about in us, or is it something we can take part in with God as we navigate this broken world with Him? The answer is definitely worth taking a look in the Scriptures.

Paul’s Message on Renewal

When it comes to someone who knew the full extent of suffering in a broken world, the apostle Paul is one that definitely can relate. After he converted to Christianity – stemming from a spiritual encounter with Jesus on the road to Damascus – Paul set out to spread the gospel and founded several churches in Europe and Asia Minor, all while being constantly abused and ridiculed for his outspoken faith in Jesus.

One such church established by Paul, the church of Corinth, was built in an area that indulged in luxury and sexual pleasure, and probably still fought the temptations long after Paul had moved on in his ministry.

Paul writes his letter to the church knowing they are dealing with common struggles. Even Christians today have experience this, especially temptation to give in to sin in a sin-focused, fallen world. (Although in this situation, the sin might be to give up hope.) The context where we find 2 Corinthians 4:16 has Paul reminding believers in Corinth that though this world will try to make them fall in their Christian walk, the light of Jesus will keep them sure-footed and strong.

He writes in 2 Corinthians 4:16, “Therefore we do not lose heart. Even though our outward man is perishing, yet the inward man is being renewed day by day.” Readers will also see in this section of chapter 4 the recognized verses “For our light affliction, which is but for a moment, is working for us a far more exceeding and eternal weight of glory” (2 Cor. 4:17) and “For the things which are seen are temporary, but the things which are not seen are eternal” (2 Cor. 4:18).

Paul uses this section to remind believers that God can bring light in the darkness – that is Jesus in this darkened world – through us as His vessels. He tells us that the world will do what it can to bring us down, meaning the devil through the world, but as long as we stay in the light of Jesus, as long as we walk in His ways, God will protect and keep us.

2 Corinthians 4:16 in particular encourages believers to not lose heart as the world and their own bodies begin to decline and perish, because what is most important is the spirit inside of us. This is what is being renewed each day when we give our days to God and accept Jesus as our Lord and Savior.

Renewing Internally While Fading Away Externally

Some might see this verse and think that it should disappoint us in acknowledging that our bodies will fail, and we will eventually die. But the opposite is true; we should be encouraged to know that while our bodies – our flesh – will fail us eventually, our spirits will flourish each day because of who we believe and trust in.

And what Paul shares in his letter doesn’t just apply to the church of Corinth, but is still living, breathing advice for us today as we face the slings and arrows of a difficult world.

Paul’s advice of internal renewal encourages our hearts because, although we don’t have as much control over our bodies and their longevity as we would like (despite what modern science thinks) we do have control over where we put our trust, our faith, and our daily mindset.

Don’t Lose Heart

The concept of “renewal” is something we come into contact with periodically in life, whether it is for minor things like renewing an online subscription, to major things like renewing our driver’s license. However, when it comes to renewing ourselves inside, the idea behind renewal is something different in God’s perspective.

As the apostle Paul points out to the church of Corinth, we shouldn’t “lose heart” or feel discouraged by what happens to us in this world. The issues we face, the struggles we have not only with the world but with our strengths and weaknesses, are nothing when in the hands of our heavenly Father.

Renewing internally means allowing the Holy Spirit to guide our steps each day in a challenging world, of finding the peace and joy in every situation when others can’t get out of their worldly mindsets. Renewing our inward man means knowing that this world is not the only place we will be. When God has deemed it is time, we will be taken to our eternal, heavenly home and into the arms of our Savior.

That sounds like a better advantage to renewing our commitment to Christ than to just getting three months free off a membershi

Types of Engineering: What Are They? Everything Explained

Are you an analytical problem-solver with sharp critical thinking skills, a curiosity about what makes things work, and a passion for innovation? If the answer is yes, you might be interested in a career in engineering — a diverse, dynamic field that challenges teams and individuals to develop safer, faster, and better solutions to some of our world’s most urgent challenges.

There are numerous types of engineering, from civil and chemical engineers to industrial, electrical, and mechanical engineers. Additionally, each of these categories contains its own subfields, from transportation and aerospace to textiles and information technology.

If that sounds confusing, don’t worry: that’s why we created this handy guide, which will help you compare more than a dozen different types of engineering fields. We’ll cover key points you need to know, including salary expectations, educational requirements, https://www.bee-bubble.com/ and more. If you’ve ever thought about pursuing a career as an engineer — or, if you’re an experienced engineer who wants to advance their career even further — continue reading to learn more about some of the most popular options, along with a few of the engineering degree programs that are available at National University.

What is an Engineer?

For reasons you’ll see in just a few moments, it’s difficult to answer the question “What is an engineer?” without also asking another question: “What type of engineer do you mean?” For example, an electrical engineer will have different tasks, responsibilities, and qualifications than a civil engineer — comparisons that are described in detail below.

To make this seemingly simple question even more complex, there are numerous subcategories of engineering within each of these broader areas, creating additional nuances and layers of distinction within engineering specialties. For example, the category of “mechanical engineer” includes subcategories like “aerospace engineer,” “marine engineer,” and “automotive engineer” — all of whom have completely different duties and skills, despite all technically being classified as ‘mechanical engineers.”

So how many types of engineering are there, and what does each one do? We’ve highlighted 15 of the most popular examples below, including information about the job duties, typical salaries, and the educational requirements associated with each. Where data is available, we’ll also discuss how much certain engineering fields are expected to grow over the coming decade.

7 Different Types of Engineering Jobs

“Engineering” is such a broad term that it’s almost meaningless in today’s high-tech, highly specialized world without additional specification. For instance, the roles and duties of a structural engineer are completely different from those of a pharmaceutical engineer — both of which are completely different from environmental engineering, to provide just a few examples.

To help you make sense of the numerous career paths and which one best aligns with your interests, we’ve compiled a list comparing 15 different types of engineering jobs. We’ll look at the five main branches of engineering — civil, mechanical, electrical, chemical, and industrial engineering — then provide some examples of popular subfields and specialties within each of those branches. If you think a career in engineering might be right for you, this list is the perfect starting point.

Civil Engineering

Civil engineers work on infrastructure projects, such as the design and construction of airports, bridges, water, and sewage treatment plants, roads and streets, tunnels, and other critical systems that our society needs to operate. According to the Bureau of Labor Statistics (BLS), civil engineers earned a median salary of approximately $88,050 as of 2021, with the top 10% earning “more than $133,320” annually. Additionally, the BLS expects this field to grow by 7% over the 10-year period from 2021 to 2031, which is slightly faster than the 5% national average for all occupations.

Most civil engineering jobs require, at minimum, a bachelor’s degree. However, it’s important to be aware that some employers or positions may require a master’s degree and/or additional qualifications, such as a California PE license — a topic we’ll discuss more later on in this guide. For now, let’s take a closer look at some branches or subfields of civil engineering, which include environmental engineering, structural engineering, and transportation engineering.

Structural Engineering

Structural engineers are responsible for analyzing and designing construction plans, evaluating and reviewing other engineers’ calculations, and overseeing progress at construction sites. According to the employment website Indeed.com, “The average salary for a Structural Engineer is approximately $90,000 per year in [the] United States,” though that figure may be higher or lower in your area. For additional professional development resources, we recommend exploring the Structural Engineers Association of California website or researching the equivalent association in your state.

Transportation Engineering

As a transportation engineer, you’ll plan and design the construction of roads, subway systems, airports, and other transportation systems. Your roles might include calculating land needs, estimating costs, and ensuring these systems are adequately maintained.

According to Salary.com, “The average transportation engineer salary in the United States is $61,091 as of September 2022, but the range typically falls between $55,867 and $66,407.” And according to Zippia.com, the top five highest-paying states for transportation engineers are West Virginia (#5), Pennsylvania (#4), Vermont (#3), Oregon (#2), and California (#1), where the average salary is closer to $89,500.

Environmental Engineering

The role of environmental engineers is to find solutions and increase efficiency around local, state, and even global environmental issues, including but not limited to air pollution, water pollution, recycling, sustainability, and climate change. According to the Bureau of Labor Statistics, environmental engineers earn a median salary of over $96,800 annually and, like other types of civil engineers, are required to hold a bachelor’s degree or higher. The highest-paid industry for environmental engineers was to work for federal government organizations (excluding the U.S. Postal Service), with a median salary of over $110,000.

Mechanical Engineering

Mechanical engineering is a subfield of engineering that deals with machinery, equipment, and mechanical sensors, such as combustion engines or steam turbines. As a mechanical engineer, you might be designing new mechanical prototypes, testing and redesigning heating systems, or investigating the causes of equipment failures and breakdowns during the course of your workday. It depends on what type of mechanical engineering career you pursue, as we’ll explore in just a few moments. Some fields that we’ll cover include aerospace engineering, automotive engineering, and marine engineering.

According to the BLS, “Mechanical engineers typically need a bachelor’s degree in mechanical engineering or mechanical engineering technology.” Additionally, all U.S. states require mechanical engineers to be licensed.

The BLS reports that mechanical engineers earn a median salary of $95,300, based on the most recent data available. The top-earning 10%, however, “earned more than $136,210,” with the highest median salaries found in the scientific research and development services industry.

Aerospace Engineering

Aerospace engineers are responsible for tasks and duties like developing and testing various aerospace equipment and products; establishing design criteria and quality standards; ensuring that projects are completed safely and on time; evaluating project proposals; and complying with regulations, such as environmental protection regulations. Like other types of mechanical engineers, aerospace engineers need to possess a bachelor’s degree in a pertinent field, though some employers may require more advanced degrees, particularly for senior roles.

Data from the BLS indicates that aerospace engineers earn a median salary of more than $122,200 annually, with the top 10% earning over $168,300. The BLS also reports that the top-paying industry for aerospace engineers is “research and development in the physical, engineering, and life sciences,” with median annual earnings of over $128,000.

Marine Engineering

According to the Bureau of Labor Statistics, marine engineers — who are also referred to as marine mechanical engineers or marine design engineers, depending on the employer — are responsible for “design[ing], build[ing], and maintain[ing] ships, from aircraft carriers to submarines and from sailboats to tankers.” The BLS reports that the median salary for marine engineers is over $93,300 annually, with most positions in this field requiring a bachelor’s degree at minimum.

Types Of Fashion Styles: Ultimate Guide

Fashion is a dynamic form of self-expression that allows us to showcase our individuality and creativity. With an array of fashion styles to choose from, finding the one that resonates with your personality and preferences can be an exciting journey. In this blog post, we will explore a range of different fashion styles, from casual to formal, bohemian to minimalist, helping you discover your own unique fashion identity.

Different Types Of Fashion Styles

Casual Fashion Style

Casual fashion style embraces comfort and effortless elegance. It revolves around relaxed silhouettes, versatile basics, and a laid-back attitude. Denim jeans, t-shirts, sneakers, and cozy sweaters are staples of casual fashion, providing a https://agata.id/ comfortable yet stylish look for everyday wear.

Formal Fashion Style

Formal fashion style is all about sophistication and refinement. It encompasses elegant and tailored clothing for special occasions and professional settings. Classic suits, pencil skirts, tailored blazers, and dress shirts are typical elements of formal fashion, exuding a polished and professional appearance.

Bohemian Fashion Style

Bohemian fashion style celebrates freedom, creativity, and a carefree spirit. It embraces flowing fabrics, earthy colors, and eclectic patterns. Maxi dresses, bell-bottom pants, fringe details, floppy hats, and layered accessories are characteristic of bohemian fashion, allowing individuals to express their unique and unconventional style.

Vintage Fashion Style

Vintage fashion style draws inspiration from past eras, paying homage to timeless fashion trends. It involves sourcing and wearing vintage clothing or incorporating vintage-inspired pieces into modern outfits. Vintage fashion enthusiasts embrace retro silhouettes, bold prints, and unique accessories, creating a nostalgic and elegant aesthetic.

Streetwear Fashion Style

Streetwear fashion style is influenced by urban culture and subcultures. It combines comfort, style, and a sense of rebellion. Hoodies, graphic t-shirts, sneakers, baseball caps, and oversized jackets are key elements of streetwear fashion, reflecting a youthful and edgy vibe.

Preppy Fashion Style

Preppy fashion style draws inspiration from traditional and collegiate fashion. It exudes a polished and put-together look, featuring clean lines, classic patterns like plaids and stripes, and an emphasis on accessorizing. Polo shirts, boat shoes, blazers, chinos, and headbands are commonly associated with preppy fashion, projecting a refined and sophisticated image.

Minimalist Fashion Style

Minimalist fashion style embraces simplicity and clean lines. It focuses on quality over quantity and aims to reduce clutter. Minimalist wardrobes feature neutral colors, streamlined silhouettes, and versatile basics. Key elements include crisp white shirts, tailored trousers, sleek dresses, and minimal accessories, allowing for a timeless and effortless look.

Chic Fashion Style

Chic fashion style is all about sophistication, elegance, and attention to detail. It embodies a refined and fashionable appearance, often incorporating trendy pieces with classic staples. Chic fashion enthusiasts prioritize quality fabrics, well-tailored garments, and a sense of effortless glamour.

Artsy Fashion Style

Artsy fashion style showcases creativity, self-expression, and an appreciation for art. It embraces bold colors, unique patterns, and unconventional combinations. Art-inspired prints, statement jewelry, asymmetrical cuts, and unconventional layering are characteristic of artsy fashion, allowing individuals to create visually striking and imaginative outfits.

Conclusion

Fashion is a powerful tool for self-expression, allowing us to showcase our personality, values, and creativity. With a myriad of fashion styles to explore, from casual to formal, bohemian to minimalist, each offers a unique avenue for personal style development. By embracing and experimenting with different fashion styles, you can discover your own fashion identity, celebrate your individuality, and confidently express yourself through the clothes you wear.

9 Benefits of Owning Your Own Business

When people think of entrepreneurs in America, names like Mark Cuban, Jeff Bezos, and Mark Zuckerberg come to mind. However, for every Elon Musk, there are hundreds of thousands of business owners trying to carve out a slice of the marketplace, and that number is on the rise. Nearly 5.4 million new business applications were filed in 2021, a record high, according to the U.S. Census Bureau.

Small businesses made up more than 99% of all businesses in 2021 and employed nearly 59 million Americans, according to the U.S. Small Business Administration. Rather than signing on with an existing company, these small business owners bet on themselves and their own ideas.

The benefits of owning your own business are many, including the ability to follow your passion and be your own boss. If you’re drawn to the idea of one day becoming a business owner, you may want to consider investing in your education. https://e-sms.id/ An Executive Master of Business Administration (EMBA) degree can help prepare you for the rewards — and challenges — of entrepreneurship.

What Is a Business Owner?

As the title implies, a business owner oversees all monetary and operational aspects of a business.
Regardless of the type of business, the most common aspects of running a business involve the following:

  • Strategic planning
  • Finance and accounting
  • Compliance and legal
  • Sales and marketing
  • Customer service
  • Human resources

Typically, a business provides either goods or services. Things like sports equipment, consumer electronics, and clothing are considered goods. By comparison, car repair, dentistry, and massage therapy are considered services. However, some businesses provide both goods and services. For example, a tanning salon provides tanning bed services along with goods such as bronzer lotion and tanning goggles.

The Four Types of Business Ownership

The precise role of an owner is different from business to business. Business ownership generally falls under one of the following four types:

  • Sole proprietorship: In a sole proprietorship, a person owns an unincorporated business by themselves.
  • Partnership: In a partnership, two or more people own the business and share the profits; partnerships don’t have to be equal.
  • Corporation: Sometimes referred to as a “legal person,” a corporation is a legal entity that’s both distinct and separate from its owners; a group of vested individuals known as shareholders run corporations.
  • Limited liability company (LLC): An LLC is a business structure that protects owners from personal responsibility involving liabilities and debts; owners of an LLC are referred to as members.

What Are the Benefits of Owning Your Own Business?

If you’re considering becoming an entrepreneur, you may wonder what some of the benefits of owning your own business are. Some of the most notable advantages include:

1. Following Your Passion

Business owners have the luxury of being able to select the industry they wish to work in and the types of goods or services they wish to provide. People who are passionate about what they do often have a greater drive to succeed.

2. Providing for Your Community

Being a business owner means being able to fill a need in the community. Whether it’s doing hair at the local salon or making sure that suits look their best via dry cleaning services, local business owners are staples in thriving communities.

3. Being Your Own Boss

Few things are more empowering than being your own boss. For business owners, this means setting their own schedule, deciding which tasks to undertake and which to delegate, and having control over the company’s big decisions.

4. Ownership Equity

Being a business owner typically means reaping the highest reward when it comes to the business’ profits. The reason is that business owners have something the traditional employee doesn’t—equity. Equity is the value of a business, taking into account items such as stock price, company assets, and product inventory. When a business owner decides to sell a business, the percentage of equity determines the payout.

5. Taking Advantage of Tax Breaks

Another perk of being a small business owner is the assortment of tax breaks that may be available to you. The most common include the following:

  • Qualified business income
  • Advertising and marketing materials and services
  • Rent on an office or storefront
  • Office supplies
  • Business-related travel
  • Business-related meals

6. Establishing Core Values and Mission Statement

Salary and benefits may attract employees, but the values and mission are what define company culture and win over their hearts and minds. A business owner has the unique ability to determine a company’s moral direction and what it stands for.

7. Choosing a Target Market

Business owners can craft their marketing and advertising to a specific market or gear their services toward a specific community, region, or age group.

8. Selecting a Team of Associates

Being the boss means being able to build and develop a successful team of coworkers. Business owners often have a clear vision of the skills and experience they’re looking for and can apply ideals of diversity and inclusion to produce an equitable company culture that creates loyal employees.

9. Opportunities to Innovate and Be Creative

One of the biggest benefits of owning your own business is that operations don’t have to be “business as usual.” Business owners are free to pursue innovative ideas. They can take risks and experiment with their products, marketing, or store layout.

What Are the Challenges of Owning Your Own Business?

Although owning a business has numerous benefits, the work is far from easy. Being a business owner is often rife with challenges. Only 55% of businesses survive 5 or more years, while only 35% make it past 10 years, according to data from the U.S. Bureau of Labor Statistics.
Additionally, business owners face many of the following challenges:

  • Potential income instability and financial risk
  • Uncertainty and work-related stress
  • Long working hours, including weekends
  • Lack of guidance or mentorship
  • The pressure of being responsible for employees’ livelihood

Fortunately, a time-tested way to overcome these challenges exists: preparation. Understanding the challenges ahead and the best ways to overcome them is crucial for business owners to keep their companies going, particularly in the first few years of running a business.

One of the best ways to prepare to be a business owner is with a formal education in business.

Become Your Own Boss with an EMBA Degree

Small businesses play a vital role in the American economy, with advantages for both entrepreneurs and their customers. Owning a business is an opportunity to innovate and be creative and to provide a valuable product or service to the community—and these are just a few of the many benefits of owning your own business.

Investing in an education, such as Online Executive MBA program, can help aspiring entrepreneurs develop the skill set and knowledge base they need to run a thriving business. With courses such as marketing management, business analytics, financial management, and administrative control all laying the groundwork for a career as an entrepreneur, WSU’s Online EMBA offers students a foundation that can help them succeed in their business ventures.

7 Minerals Used in Skincare Products and Their Beauty Benefits

Today, beauty brands offer an impressive selection of skincare products formulated with various minerals. Such products are considered extremely useful and effective, but what exactly are the beauty benefits of mineral skincare ingredients? Check out our list of 7 minerals that are often used in skincare products and their beauty benefits.

There are two main types of skincare products with minerals: those formulated with pure minerals or their salts, or those containing mineral-rich ingredients, such as cosmetic clays, sea salt, Himalayan salt, thermal water, Dead Sea mud, etc. In addition, some oils and plant extracts used as cosmetic ingredients can also serve as a source of dietary minerals.

Minerals can be found in a lot of various cosmetic products, including moisturisers, face masks, spays and mists, facial serums, make-up agen ion casino removers, toners, etc. Their purpose in a particular cosmetic product depends on the type of product, dosage, and form. Let’s take a closer look at some of the most widely used minerals in skincare products.

Calcium

Calcium is most often present in cosmetic products in the form of calcium carbonate, a common chemical compound found in the shells of snails and marine organisms, pearls, eggshells, and rocks. As a skincare ingredient, it is typically used as an absorbent that removes excess sebum from the skin surface and thus has a matte effect. In addition, calcium carbonate is a mild abrasive, and is therefore added to facial scrubs and peels for mechanical skin exfoliation.

Another calcium salt that can be found in skincare products is calcium lactate. It is a registered food additive that has a number of medicinal and cosmetic uses. For example, calcium lactate is a common ingredient in peel-off alginate masks; it has a toning, moisturising and softening effect, reduces inflammation, and prevents red and puffy skin.

Magnesium

Free magnesium is highly reactive, therefore skincare products are always formulated with its salts instead of pure magnesium. Common magnesium salts used as cosmetic ingredients include magnesium sulphate, magnesium silicate, magnesium aspartate, magnesium myristate, magnesium stearate, magnesium ascorbyl phosphate, magnesium lactate, and magnesium gluconate. The skin benefits of magnesium depend largely on which form of the mineral is used in a particular skincare product.

For example, magnesium sulphate, commonly known as Epsom salt, has anti-inflammatory properties, magnesium aluminium silicate is an absorbent and rejuvenating ingredient, and magnesium gluconate has a softening and rejuvenating effect, which makes it great for mature and acne-prone skin.

Silicon

Silicon is an essential element in biology, although human body requires only trace amounts of it. It is considered important for the health of nails, hair and skin. Since the amount of silicon in human body reduces with age, this mineral is often added to anti-age skincare products. It helps to stimulate the production of hyaluronic acid, makes the skin firmer and boosts its elasticity alongside collagen and elastin, accelerates the healing of minor skin injuries, prevents the destruction of collagen fibres caused by glucose compounds, and boosts the skin’s natural protective functions.

Silicone is added to cosmetic products in the form of both inorganic and organic compounds. They include, for example, orthosilicic acid found in horsetail extract or diatoms (microalgae), or aluminosilicates that are a major component of kaolin and other clay minerals.

Zinc

Zinc has pronounced anti-inflammatory and antiseptic properties, so it is widely used in various anti-acne medications and cosmetic products designed for oily and problem skin. It also has excellent regenerative properties; skincare products with zinc help to speed up skin healing after minor injuries.

Zinc oxide is the most popular zinc-based cosmetic ingredient. In addition to soothing the skin and reducing inflammation, it provides strong protection against both UVA and UVB rays. Zinc oxide is considered to be a non-irritating, non-allergenic and non-comedogenic sunscreen ingredient.

Manganese

When used as a skincare ingredient, manganese can produce a protective and regenerative effect, stimulate the production of collagen, neutralise free radicals due to its antioxidant properties, make the skin smoother, help to regulate skin cell metabolism, cleanse the skin, and eliminate acne. The most common forms of manganese used in cosmetics are manganese chloride and manganese gluconate.

Sulphur

Precipitated sulphur has a variety of cosmetic uses; it is mostly found in skincare products for oily, combination, and problem skin due to its specific properties. For example, sulphur produces a gentle exfoliating effect, prevents comedones (blackheads), demonstrates antiseptic properties, helps to normalise the production of sebum (skin oil) and thus prevents shiny skin. When combined with zinc oxide, precipitated sulphur can be used to treat acne and dermatitis.

Copper

Copper is very important for the skin because its deficiency can slow down skin regeneration after damage. Skincare products with copper are designed to make the skin thicker, restore the structure of collagen and elastin fibres that are important for the skin’s firmness and elasticity, and speed up the healing of various skin injuries. In addition, various salts of copper used in cosmetics can have an antibacterial effect, regulate sebum secretion, and protect the skin from everyday stress.

Most common copper salts that can be found in skincare products are copper gluconate, copper chloride, and copper pyroglutamate. In addition, copper, alongside zinc, calcium and manganese, is part of Sepitonic М4, a patented cosmetic ingredient that prevents the accumulation of toxins in the skin, improves complexion, slows down the ageing process, and helps the skin to breathe.

Finally, copper peptides deserve a special mention. Copper peptides are compounds consisting of copper and amino acids. Skincare products with copper peptides help to reduce wrinkles, prevent acne scars, boost the skin’s firmness and elasticity, protect the skin from UV damage, and even out skin tone.

Other minerals used in skincare products include iron, titanium, gold, silver, and many others. In our online shop Organic Store, you can always find affordable skincare products with minerals produced by natural and organic cosmetic brands. At Organic Store, we offer a wide range of skin and hair care products, convenient payment methods, and international delivery to most countries.

7 Business Plan Examples to Inspire Your Own (2024)

Any aspiring entrepreneur researching how to start a business will likely be advised to write a business plan. But few resources provide business plan examples to really help guide you through writing one of your own.

That’s why we took some real-world and sample business plan examples of product-based ecommerce businesses to show how you can write your business plan.

7 business plan examples: section by section

The traditional business plan examples we’ll look at below follow this example template:

  1. Executive summary. An introductory overview of your business.
  2. Company description. A more in-depth and detailed description of your business and why it exists.
  3. Market analysis. Research-based information about the industry and your target market.
  4. Products and services. What you plan to offer in exchange for money.
  5. Marketing plan. The promotional strategy to introduce your business to the world and drive sales.
  6. Logistics and operations plan. Everything that happens in the background to make your business function properly.
  7. Financial plan. A breakdown of your numbers to show what you need to get started as well as to prove viability of profitability.

Executive summary

Your executive summary is a page ipnuippnupati.id that gives a high-level overview of the rest of your business plan. It’s easiest to save this section for last.

In our free business plan template, the executive summary is four paragraphs and takes a little over half a page:

Company description

You might repurpose your company description elsewhere, like on your About page, social media profile pages, or other properties that require a boilerplate description of your small business.

Soap brand ORRIS has a blurb on its About page that could easily be repurposed for the company description section of its business plan.

You can also go more in-depth with your company overview and include the following sections, like we did for Paw Print Post:

  • Business structure. This section outlines how you registered your business—as an LLC, sole proprietorship, corporation, or other business type. “Paw Print Post will operate as a sole proprietorship run by the owner, Jane Matthews.”
  • Nature of the business. “Paw Print Post sells unique, one-of-a-kind digitally printed cards that are customized with a pet’s unique paw prints.”
  • Industry. “Paw Print Post operates primarily in the pet industry and sells goods that could also be categorized as part of the greeting card industry.”
  • Background information. “Jane Matthews, the founder of Paw Print Post, has a long history in the pet industry and working with animals, and was recently trained as a graphic designer. She’s combining those two loves to capture a niche in the market: unique greeting cards customized with a pet’s paw prints, without needing to resort to the traditional (and messy) options of casting your pet’s prints in plaster or using pet-safe ink to have them stamp their ‘signature.’”
  • Business objectives. “Jane will have Paw Print Post ready to launch at the Big Important Pet Expo in Toronto to get the word out among industry players and consumers alike. After two years in business, Jane aims to drive $150,000 in annual revenue from the sale of Paw Print Post’s signature greeting cards and have expanded into two new product categories.”
  • Team. “Jane Matthews is the sole full-time employee of Paw Print Post but hires contractors as needed to support her workflow and fill gaps in her skill set. Notably, Paw Print Post has a standing contract for five hours a week of virtual assistant support with Virtual Assistants Pro.”

Your mission statement may also make an appearance here. Passionfruit shares its mission statement on its company website, and it would also work well in its example business plan.

Market analysis

The market analysis consists of research about supply and demand, your target demographics, industry trends, and the competitive landscape. You might run a SWOT analysis and include that in your business plan.

Here’s an example SWOT analysis we did for an online tailored-shirt business:

You’ll also want to do a competitive analysis as part of the market research component of your business plan. This will tell you who you’re up against and give you ideas on how to differentiate your brand. Your competitive advantage audit might look like this:

Products and services

This section of your business plan describes your offerings—which products and services do you sell to your customers? Here’s what we wrote for Paw Print Post:

Marketing plan

It’s always a good idea to develop a marketing plan before you launch your business. Your marketing plan shows how you’ll get the word out about your business, and it’s an essential component of your business plan as well.

For Paw Print Post, we focused on four Ps: price, product, promotion, and place. However, you can take a different approach with your marketing plan. Maybe you can pull from your existing marketing strategy, or maybe you break it down by the different marketing channels. Whatever approach you take, your marketing plan should describe how you intend to promote your business and offerings to potential customers. It’s OK to go high level here.

Logistics and operations plan

For Paw Print Post, we looked at suppliers, production, facilities, equipment, shipping and fulfillment, and inventory.

Financial plan

The financial plan provides a breakdown of sales, revenue, profit, expenses, and other relevant financial metrics related to funding and profiting from your business.

Ecommerce brand Nature’s Candy’s financial plan breaks down predicted revenue, expenses, and net profit in graphs.

It then dives deeper into the financials to include:

  • Funding needs
  • Projected profit-and-loss statement
  • Projected balance sheet
  • Projected cash-flow statement

You can use this financial plan spreadsheet to build your own financial statements, including income statement, balance sheet, and cash-flow statement.

Types of business plans, and what to include for each

One-pager

A one-page business plan is meant to be high level and easy to understand at a glance. You’ll want to include all of the sections, but make sure they’re truncated and summarized:

  • Executive summary: truncated
  • Market analysis: summarized
  • Products and services: summarized
  • Marketing plan: summarized
  • Logistics and operations plan: summarized
  • Financials: summarized

Startup

A startup business plan is for a new business. Typically, these plans are developed and shared to secure outside funding. As such, there’s a bigger focus on the financials, as well as on other sections that determine viability of your business idea—market research, for example.

  • Executive summary
  • Company description
  • Market analysis: in-depth
  • Products and services
  • Marketing plan
  • Operations
  • Financials: in-depth

Internal

Your internal business plan is meant to keep your team on the same page and aligned toward the same goal.

  • Executive summary
  • Company description
  • Market analysis
  • Products and services
  • Marketing plan
  • Logistics and operations plan
  • Financials

Strategic

A strategic, or growth, business plan is a bigger picture, more-long-term look at your business. As such, the forecasts tend to look further into the future, and growth and revenue goals may be higher. Essentially, you want to use all the sections you would in a normal business plan and build upon each.

  • Executive summary
  • Company description
  • Market analysis: comprehensive outlook
  • Products and services: for launch and expansion
  • Marketing plan: comprehensive outlook
  • Logistics and operations plan: comprehensive outlook
  • Financials: comprehensive outlook

Feasibility

Your feasibility business plan is sort of a pre-business plan—many refer to it as simply a feasibility study. This plan essentially lays the groundwork and validates that it’s worth the effort to make a full business plan for your idea. As such, it’s mostly centered around research.

  • Company description
  • Market analysis
  • Products and services
  • Logistics and operations plan
  • Financials

More resources for validating your ideas:

  • Product Research: The 15-Step Checklist for Finding Profitable, In-Demand Product Ideas
  • Video: How to Validate Your Product Ideas

Set yourself up for success as a business owner

Building a good business plan serves as a roadmap you can use for your ecommerce business at launch and as you reach each of your business goals. Business plans create accountability for entrepreneurs and synergy among teams, regardless of your business model.

Kickstart your ecommerce business and set yourself up for success with an intentional business planning process—and with the sample business plans above to guide your own path.

Undergraduate: Department of Political Science

Political science is the study of politics and power from domestic, international, and comparative perspectives. It entails understanding political ideas, ideologies, institutions, policies, processes, and behavior, as well as groups, classes, government, diplomacy, law, strategy, and war. A background in political science is valuable for citizenship and political action, as well as for future careers in government, law, business, media, or public service.

What questions do political scientists explore?

Political science tries to understand how politics works. Our field tries to answer these questions and many others.

  • Why do countries fight wars?
  • Why can’t the Democrats and Republicans in Congress cooperate with each other?
  • Why are some countries rich and others poor?
  • What does it mean to act ethically in politics?

You can engage in research opportunities with our faculty. You can conduct independent and collaborative research on questions they are investigating or ones of your own.

What Types of courses Can I take?

We provide students an opportunity to learn about politics from various perspectives. Classes are offered in the four major subfields: American Politics, Comparative Politics, International Relations, and Political Theory. Many courses cut across subfields. While some students choose the majority of courses from within one or two subfields, most take a wide variety of courses that span different areas.

If you wish, optional concentrations provide a structured academic plan. We encourage you to consult with department advisers to design kamalinews.id individualized programs of study. For example, students have designed concentrations around themes such as race, ethnicity, and politics; global transformation; representation and law; social and economic inequalities; terrorism and national security; and citizenship studies.

For a more detailed description of how to approach undergraduate studies in political science, please begin with our First-Year Focus page. For questions pertaining to choosing courses, please review our undergraduate frequently asked questions page.

How does political science prepare me for the future?

Our curriculum focuses on critical thinking, data analysis, and ethical reasoning and provides you with knowledge about current and past political events across the world. Our alumni pursue a number of different careers. These include government service (at federal, state, and local levels) nonprofits, law, campaigns and polling, journalism, consulting, and business.

  • Rigor and flexibility: You can become an expert in a specific area of study and choose from a wide range of electives within the major.
  • Diverse career paths (e.g., law, government service, business, policy analysis, teaching, consulting)
  • Strong analytical skills: Learn to critically evaluate problems and solutions; develop skills in research, writing, and argumentation; acquire quantitative skills and become familiar with multiple methodologies; earn skill-based certificates of achievement in foreign language and/or quantitative skills.

Why Investing is Important | Wells Fargo Advisors

Having a savings account isn’t enough

Saving money is important, but it’s only part of the story. Smart savers start by building sufficient emergency savings within a savings account or through investment in a money market account. But after building three to six months of easy-to-access savings, investing in the financial markets offers many potential advantages.

Investing is an effective way to put your money to work and potentially build wealth. Smart investing may allow your money to outpace inflation and increase in value.

The greater growth potential of investing is tapaksuci.id primarily due to the power of compounding and the risk-return tradeoff.

The power of compounding

Compounding occurs when an investment generates earnings or dividends which are then reinvested. These earnings or dividends then generate their own earnings. So, in other words, compounding is when your investments generate earnings from previous earnings.

If you invest in a dividend-paying stock, for example, you might consider taking advantage of the potential power of compounding by choosing to reinvest the dividends. To help increase the potential benefits of compounding, start investing as soon as possible and automatically reinvest your dividends and other distributions. Read about the power of compounding and the cost of waiting.

The risk-return tradeoff

Different investments offer varying levels of potential return and market risk.

  • Risk is an investment’s chance of producing a lower-than-expected return or even losing value.
  • Return is the amount of money you earn on the assets you’ve invested, or the investment’s overall increase in value.

Investing in stocks, for example, has the potential to provide higher returns. In contrast, investing in a money market or a savings account likely won’t offer the same return potential but is considered less risky than investing in stocks.

The amount of risk you carry depends on your appetite — or tolerance — for risk. Only you can decide how much risk you’re willing to take for the potential of higher returns. But if you’re seeking to outpace inflation, taking on some risk may be necessary. An increase in risk may provide more potential for your money to grow.

Learn the basic investing types

When it comes to investing, you have many options. Before deciding which investment vehicles are appropriate for you, it’ll help if you know what they are, how they work, and why they may be a good fit for your needs.